Knowledge Centre

Coronavirus – Investment update 3rd April 2020

The week in perspective   I hope this week’s briefing finds you well and looking forward to what I hope will be a warmer weekend with time to soak it up in the garden.   This week, the graphs of the global stock markets continued to look like a cardiograph chart,...

Coronavirus – Investment update 27 March 2020

27 March 2020 An interesting week for the markets We’ve seen some pretty good gains on world stock markets this week which has helped push portfolios back above last week’s lows and as I compile this text before the markets open on Friday morning, the FTSE 100 is up...

Coronavirus investment market update – 20 March 2020

An analysis of the current investment landscape - 18th March 2020 Global stock market movements over the last few weeks have been unprecedented and nothing short of dramatic. The sell-off of shares around the world has been heightened by the measures governments are...

Defined benefits made easy

Defined Benefit Pension Schemes What are they? Defined Benefit pension schemes are often referred to as Final Salary schemes, are the crème de la crème of pensions and are now very rarely available from many employers. This type of pension will pay a member a secure...

Is critical illness important?

Is critical illness important?………….YES!!!!!! I can’t emphasise enough how important critical illness is and as an adviser I hear it all the time that ‘it’s just too expensive’. Well let me ask you this how expensive is your lifestyle? Could you continue to survive...

Financial Planning: Lifetime ISA

Those aged between 18-40 are under increasing pressure to save for their first home and plan for their retirement. The government has increasingly publicised this matter over recent years in order to bridge the gap. The Lifetime ISA is a government based incentive...

Financial Planning: Help-to-Buy ISA

Help-to-Buy ISA Help-to-Buy ISA’s launched on  1st December 2015, acting as a saving vehicle to help those wishing to purchase their first home. In order to qualify as a First Time Buyer you must NEVER have purchased or held shares in a property within or outside the...